First Time Buyer

Exciting First Step To Owning Your First Home

First time buyer mortgages mark an exciting step towards owning your first home. But the process can feel overwhelming. That’s why we’re here. We make finding and securing the right mortgage simple, clear and stress-free. From working out your budget to picking up your keys, at Aviella Mortgages we guide you every step of the way.

So, what exactly is a first-time buyer mortgage?

Simply put, it’s a mortgage designed for people who are stepping onto the property ladder for the first time. For some lenders, it also applies to those who haven’t owned a home in the past three years.


In reality, many first-time buyer mortgages are just regular residential mortgages that are marketed to you. There’s no magic mortgage that only first-time buyers can have, you can choose any type of residential mortgage you like. That said, some perks may come with it, such as cash back or a free property valuation. But, as always, be sure to think about the bigger picture. A £500 cash back offer might sound great, but if it means paying £1,500 more in interest, is it really worth it?

Overwelmed By the Process?

Now, we know the whole process can feel a bit overwhelming, but here’s the thing, most people only buy a home a few times in their life, so don’t expect to become an expert overnight.


As a first-time buyer, if you’ve done your research, trust that you’re just as capable as anyone else.


Remember, having a trusted adviser by your side can make all the difference. With Aviella  Mortgages expert guidance, you’ll have the support you need to make confident decisions and find the best deal for your situation.

Mortgage term ending?

Pro Tip  - When your mortgage term ends, don’t just settle for the first deal that comes your way. Lenders love first-time buyers because they’re hoping you’ll stick with them for the long haul, but loyalty doesn’t always pay off, so make sure you compare your options.


That’s where we come in again get in touch we us for a free mortgage review, and we’ll help you explore the best offers available before you renew.