Home Contents And Building Insurance

Protect What Matters Most with Buildings and Contents Insurance

Home and Contents Insurance

At Aviella Mortgages, we offer a range of protection

Your home is likely your most valuable asset. Whether you’re protecting the structure of your property or the possessions inside it, Aviella Mortgages can help you find suitable buildings and contents insurance designed around your needs and budget.

Turn your home’s value into your next chapter

As we get older, securing a mortgage or releasing equity can seem more complicated. But at Aviella, we are here to offer clear, independent mortgage advice tailored to your needs. We are not tied to any specific lenders, so I can compare the entire market to find the best options that suit your circumstances.

What is Buildings & Contents Insurance?

Buildings insurance protects the physical structure of your property, including walls, roof, floors, windows, fitted kitchens, bathrooms, and permanent fixtures.


Contents insurance covers the belongings inside your home, such as furniture, televisions, laptops, jewellery, clothing, and other personal possessions. Together, these policies provide valuable protection against unexpected events such as fire, flooding, storm damage, theft, or accidental damage.

For many homeowners, building insurance is essential, especially when a mortgage lender requires it.

Who is Buildings and Contents Insurance For?

Buildings and contents insurance can be suitable for a wide range of property owners and residents, including:



Homeowners

Protect the structure of your home and the possessions you’ve invested in.


First-Time Buyers

Moving into your first property? Make sure your new home and belongings are properly protected from day one.


Landlords

Protect your property investment against damage and potential costly repairs.


Tenants

While you may not need building insurance, contents cover can help protect your belongings against theft, accidental damage, or loss

Why Consider Buildings and Contents Insurance?

Financial Protection

  • Repairing structural damage or replacing stolen possessions can be expensive. Insurance helps reduce unexpected financial strain.


Protection Against Common Risks


Cover may help protect against:

  • Fire
  • Flooding
  • Storm damage
  • Escape of water
  • Theft
  • Vandalism
  • Accidental damage


Mortgage Compliance

Many mortgage lenders require buildings insurance before completion.


Peace of Mind

Knowing your property and possessions are protected provides reassurance in the event of an unexpected event.


Lets Talk

Why Choose Aviella for Your Home Insurance?

At Aviella, we understand that protecting your home goes beyond simply finding the lowest premium.


We take time to understand your circumstances and help you explore insurance options that align with your property, lifestyle, and budget.


Whether you’re buying your first home, remortgaging, moving house, or reviewing existing cover, we aim to make the process straightforward and stress-free.


Why clients choose Aviella Mortgages

  • Friendly, knowledgeable advisers
  • Tailored recommendations
  • Support alongside your mortgage journey
  • Straightforward advice without jargon
  • Help comparing suitable cover options

Frequently Asked Questions

Here are some common questions about Buildings & Contents Insurance and how Aviella Mortgages can assist you in making informed decisions.


Note - The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

  • Is buildings insurance mandatory?

    Buildings insurance is not legally required, but mortgage lenders typically require it if you are borrowing against the property.Building

  • What does contents insurance cover?

    Contents insurance generally covers belongings inside your home, such as furniture, electronics, clothing, and valuables, depending on the policy.

  • Do I need both buildings and contents insurance?

    Not always. Homeowners often benefit from both, while tenants usually only require contents insurance.

  • How much buildings and contents insurance do I need?

    This depends on the rebuild value of your property and the value of your belongings.

  • Can I combine buildings and contents insurance?

    Yes, many providers offer combined policies.

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